Credit reporting, borrowing repair qualities, or any other private consumer accounts: Credit scoring
Don’t found qualities which were advertisedComplaint: Past, We place a problem within XXXX XX/XX/2019 Grievance # XXXX out-of dos Personal loans which were inaccurately said just like the Constructive Fraud in my experience. Now, I received an email of XXXX XXXX, Secretary Manager at the Member Contact Center fax # XXXX SFFCU. He replied of the claiming I can label to deal with my affairs. The guy put my personal Checking And you may Coupons Savings account Amount Inside the Bold Quantity Regarding the Current email address. My cellular phone was has just hacked. It produces Identity theft that’s outrageous.As to why Did The guy Do this? And you can what happened within my complaint count significantly more than lead to screwing up my personal credit0 do to their Useful Ripoff to your Overdraft loan 80 in addition to Consumer loan 81. I today can not buy a vehicle Today. XXXX XXXX is greedy and requirements becoming fired . knowledge his Team to-do Constructive Con using my many years so you can make money towards bank and come up with browse XXXX accomplish Positive Fraud. Delivering My Checking account Count Online I could Declaration Your With the Cops. They are A dumb MANpany Reaction: Team has taken care of immediately the user additionally the CFPB and you will decides not to ever promote a community response Finalized with cause
Cash advance, identity loan, or personal bank loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only payday loan places in Gardena do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation
